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In an opinion piece for Global Reinsurance, Justin Davies, senior vice president for business development at Xceedance argues that as the market softens and pricing increasingly converges, insurers and reinsurers must look beyond rate to sustain performance.

Justin explores how data quality, analytics, and operational insight are becoming the key differentiators in a competitive environment, helping firms make better underwriting decisions, manage portfolios more actively, and avoid commoditisation as margins tighten.

The article concludes that those able to harness differentiated data and embed it into decision‑making will be best placed to navigate the soft market and maintain long‑term profitability.

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    The article concludes that those able to harness differentiated data and embed it into decision‑making will be best placed to navigate the soft market and maintain long‑term profitability.

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